Conditions for acceptance of the request for transfer of debt balance of loan facilities for sale by installments to other persons:
1-It is possible to transfer the debt balance of loan facilities with deposit through entire payment of 10% remaining debt upon deduction of the interest of the next years. It should be noted that the amounts paid entirely for a certain percentage of remaining debt will be deducted only from the remaining debt and excluded from the future installments of the customer.
2-It is possible to transfer the debt balance of loan facilities for sale by installments through certificate for priority of using loan facilities without need of payment of percentage of the remaining debt of loan facilities.
3-It is possible to transfer the debt balance of housing loan facilities of sale by installments among close relatives without need of payment of a certain percentage of remaining debt of loan facilities.
4-It is mandatory to receive the 1% remaining debt as commission fee for transfer of debt balance in all of the above cases.
Corresponding documents for transfer of pledge:
1-Original copy and photocopy of the title deed;
2-Original copy and photocopy of the bill of sale;
3-Original copies and photocopies of birth certificates of the buyer, the seller, the attorney if any (including all pages);
4-Original copies and photocopies of the National ID cards of the buyer, the seller and the attorney if any;
5-Original copy and photocopy of the power of attorney;
6-Original copy of the installments booklet;
7-Submission of the buyer’s job document;
Note: It is mandatory to have no bounced check and loan facilities of which, due date has been matured in the banking system.